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Life Insurance

hat Type of Insurance is Best for You?

The choices in life insurance policies are bewildering. Keep one thing in mind: if you don’t need it, don’t buy it.

Do I Need Life Insurance?

Life insurance needs vary depending on your personal situation. If you have no dependents, you probably don’t need life insurance. If you don’t generate a significant percentage of your family’s income, you may not need life insurance.

If your salary is important to supporting your family, paying the mortgage or other recurring bills, or sending your kids to college, life insurance is important to ensure that these financial obligations are covered in the event of your death.

How Much Life Insurance Do I Need?

It’s difficult to apply a rule-of-thumb because the amount of life insurance you need depends on factors such as your other sources of income, how many dependents you have, your debts, and your lifestyle. The general guideline is between five and ten times your annual salary. \

What Type of Policy Should I Buy?

The debate over term versus whole life insurance goes on. Some experts recommend that if you’re under 40 years old and don’t have a family disposition for a life threatening illness, go for term insurance, which offers a death benefit but no cash value.

Article by:http://financialplan.about.com/cs/insuranc1/a/LifeInsurance.htm

RankNameRatingMore Info
1Gordon Life55555
2TransLife Inc.!33333
3Banner Text00000
4USA Life Insurace00000
Overall Rating55555

Gordon Life

Overall Rating33333

TransLife Inc.!

Top providers of life insurance

USA Life Insurace

logoLife Insurance Rates is designed to help consumers navigate through the life insurance maze. From the types of policies available to purchasing tips, we have created a place for consumers to arm themselves with the knowledge necessary to choose the right policy for them. We offer rate comparisons for several leading life insurance providers to aid you in the decision-making process.

Our mission is to provide you with a simple and efficient way to purchase the right life insurance policy for you. Not all policies are created equal, so we offer rate comparisons from top life insurance providers. You can find it all right here- information, news, tips, and rate quotes. We want to help take the guesswork out of purchasing life insurance.